Plan your retirement savings growth
Calculator Inputs
Enter your annuity details to calculate future value with compound interest.
$
One-time investment at the start of your annuity
Add Recurring Contributions
Regular payments increase your final value significantly
$
12 payments per year (Monthly)
Time & Growth
Time until you start receiving payments
The deferral period is when your annuity grows tax-deferred before you begin receiving payments.
Expected annual return on investment
Historical average returns for balanced portfolios range from 3-8% after inflation.
Example Scenarios
See how different strategies can impact your retirement savings:
Early Career Saver
$5,000 initial + $200/month for 30 years at 6%
≈ $208,450
Mid-Career Accelerator
$20,000 initial + $500/month for 20 years at 5.5%
≈ $268,900
Projected Results
Future Value After
20 Years
$0
Total account value at retirement
Your Contributions
0%
Shows what portion of your future value comes from your own contributions
Total You Contributed
$0
Initial + all recurring payments
Interest Earned
$0
Power of compound growth
Monthly Income Equivalent
$0
Estimated 4% annual withdrawal
Growth Over Time
Contribution vs Growth
What-If Analysis
Adjust values to see how changes affect your outcome: